← All Tools

Paycheck Calculator

Estimate take-home pay from salary, pay frequency, and filing status.

Gross per paycheck
Federal withholding
Social Security (6.2%)
Medicare (1.45%)
401k contribution
Net pay
State tax
Not included

Estimate only, not tax advice. No state tax included. 2026-style federal estimate: SS 6.2% up to $176,100, Medicare 1.45%, standard deduction ~$15,000 single / $30,000 married.

Compare tax software and payroll tools via your affiliate partners here.

FAQ

How is take-home pay calculated?
Gross pay per period minus estimated federal income tax, Social Security, Medicare, and optional pretax 401k. State and local tax are not included.
Does this paycheck calculator include state tax?
No. State income tax is shown as not included so the estimate stays conservative for high-tax states and closer for states with no income tax.
How does a 401k contribution change my paycheck?
Pretax 401k lowers taxable income for the federal estimate and reduces net pay by the contribution amount. It does not reduce Social Security or Medicare in this estimate.